Most of this application process was completed during the pre-approval stage. But a few additional documents will now be needed to get a loan file through underwriting.
For example, your lender will need the fully executed Purchase Agreement, as well as proof of your earnest money deposit.
Your lender may also request updated income, liabilities, and asset documentation, such as pay stubs and bank account statements. If you’re self-employed, this process will be more complicated. You may need to show tax returns.
