If you are a foreign national residing outside of the USA and are interested in purchasing or refinancing a property in the USA, you are at the right place.
Assisting clients globally to secure mortgages against US property, can be a complex process.
However, we have a great deal of experience in working with foreign national clients and obtaining their mortgages.
If you are looking to make a purchase, or refinance a current residential US property, we are happy to advise you. Whether it’s a new second home for your family or an investment property, a residential mortgage is an exciting and sometimes challenging milestone. If you are a current US property owner you may wish to refinance your property for a number of reasons, some of which include: getting a better rate and getting cash out (cash back). To help you find the most suitable mortgage it is a good idea to talk to a mortgage broker who specializes in arranging mortgages for foreign nationals.
Similarly, if you are looking to invest in a Buy to Let for the first time, expand your portfolio of properties in the US or refinance an existing one; we can help you understand various options that might be available and help you navigate the potential complexities of obtaining a mortgage as a foreign national. If you would like to arrange a foreign national mortgage, call us at 321-347-9227, to talk to through your options.
Things we need to consider when arranging mortgages for foreign nationals There are some factors that will impact how easy it will be for you to place a mortgage as a foreign national, that are important to consider.
- The source of funds – The source of your funds for your mortgage must
be traceable for at least the last 2 months' bank statements.
- Your income – we have programs that don’t even require any income
documentation
- Net worth and net assets – depending on the program, we need as low as
the down payment + closing cost, in some programs we might need some reserves
