Affordability Calculator
Estimate a potential home-purchase range using income, debts, housing expenses and DTI assumptions.
Income & Assumptions
This tool estimates a purchase range from your income, existing debts and editable assumptions. It is not a preapproval and does not say whether you qualify.
Adjust these assumptions based on the loan program being evaluated. They are not universal underwriting requirements.
This calculator is for informational and illustrative purposes only. Results are estimates and are not a preapproval, loan approval, commitment to lend or quote. Actual qualification depends on credit, documentation, reserves and program requirements.
What the affordability calculator estimates
Estimate a potential purchase-price range from household income, recurring debts, down payment, interest rate, loan term, housing costs and editable front-end and back-end DTI assumptions.
Information used
Main inputs include income, monthly debts, down payment, rate, term, taxes, insurance, HOA and DTI assumptions.
This is a bounded planning estimate, not a preapproval or determination of borrowing capacity.