Guiding global clients to local opportunities with over 21 years of mortgage experience.
Financing options for eligible ground-up residential construction and real estate investment projects in Florida and beyond.
Construction financing funds a property that is being built rather than one that already exists. Because the collateral is created over time, these loans are structured around the project itself — the plans, the builder, the budget and the schedule — and requirements vary by lender and by transaction.
Depending on the program and the lender, financing may be considered for ground-up residential construction, investment property construction and certain renovation or rebuild projects. Eligibility, property types and permitted uses differ between programs.
Construction loans are commonly funded in stages as the work progresses, with inspections tied to the project schedule. Some programs convert to permanent financing once the project is complete, while others are repaid or refinanced at completion. The structure that applies to your project depends on the lender and the transaction.
Reviews generally focus on the project plans and budget, the builder or general contractor, the timeline, the property and the borrower profile. Documentation requirements vary, and international borrowers may be asked for additional information.
Construction financing may be available for eligible Foreign National and investor borrowers, subject to program requirements. Availability, documentation and structure differ by program and are confirmed during the review of your specific project.
Rates, loan amounts, down payment, credit, draw schedules and underwriting requirements vary by lender, program and transaction, and are confirmed only after a full review. This page is general information and is not a commitment to lend.
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