The Mortgage Process
A clear view of the steps from initial review to closing.
Every transaction differs, but understanding the main milestones helps borrowers prepare documents, decisions and timing.
- 01
Pre-Qualification
Documents and next steps at this stage are confirmed according to the transaction and selected program.
- 02
Find Your Property
Documents and next steps at this stage are confirmed according to the transaction and selected program.
- 03
Application
Documents and next steps at this stage are confirmed according to the transaction and selected program.
- 04
Appraisal
Documents and next steps at this stage are confirmed according to the transaction and selected program.
- 05
Underwriting
Documents and next steps at this stage are confirmed according to the transaction and selected program.
- 06
Conditional Approval
Documents and next steps at this stage are confirmed according to the transaction and selected program.
- 07
Clear to Close
Documents and next steps at this stage are confirmed according to the transaction and selected program.
- 08
Closing
Documents and next steps at this stage are confirmed according to the transaction and selected program.